Wednesday, September 15, 2010

How to RETIRE

4 Pre-Conditions for Retirement

I retired in year 2000 at age 52. I am now 61, thus I can claim that
I got more experience at retirement than most! I thought I should
share my experience with mariners because I have seen too many friends
and neighbours who became so bored that they have become a nuisance to
their spouse and children and to others!

A few of them have solved the problem by going back to work. They
were able to do so because they have a skill/expertise that is still
in demand. The rest (and many are my neighbours) live aimlessly or are
waiting to die - a very sad situation, indeed..

You can retire only when you fulfil these 4 pre-conditions:

1) Your children are financially independent (e.g. they got jobs),
2) You have zero liability (all your borrowings are paid up),
3) You have enough savings to support your lifestyle for the rest of
your life,

AND most importantly,

4) You know what you would be doing during your retirement.

DO NOT retire till you meet ALL 4 Pre-Conditions. And of course you
should not retire if you enjoy working and are getting paid for it!

The problem cases I know of are those who failed to meet
Pre-Condition #4.

When asked, "What would you be doing during your retirement?"
some replied, "I will travel/cruise and see the World". They did
that, some for 3 months and then ran out of ideas. The golfers
replied, "I can golf every day." Most could not because they are
no longer fit to play well enough to enjoy the game. Those who could,
need to overcome another hurdle - they need to the find the
"kakis" to play with them.

It's the same with mahjong, bridge, badminton, trekking and karaoke
- you need "kakis"! Most could not find others who share their
favourite game and playing/singing alone is no fun. AND when they do
find them, a few of them found that they are NOT welcomed like my
obnoxious neighbour whom everyone avoids.

Thus if you are into group sports or games, you must form your groups
BEFORE you retire. You need to identify your "kakis", play with
them and discover whether they "click" with you.

The less sporty "can read all the books bought over the years". I
know of one guy who fell asleep after a few pages and ended up napping
most of the time! He discovered that he did not like to read after
all. We do change and we may not enjoy the hobbies we had..

Routine Activities To Fill Your Week

For most people, your routine work activities are planned for you or dictated by others and circumstances. When you retire, you wake up to a new routine - one that you yourself have to establish as nobody else would do it for you!

The routine to establish should keep your body, mind and spirit "sharpened". A good routine would comprise:

a) One weekly physical sport - you need to keep fit to enjoy your
retirement. If you are the non-sporty type, you should fire your maid
and clean your home without mechanical aids. Dancing and baby sitting
are good alternatives.

b) One weekly mind stimulating activity - e.g. writing, studying
for a degree, acquiring a new skill, solving problems or puzzles,
learn or teach something. You need to stimulate your mind to stay
alive because the day you stop using your brain is the day you start
to die.

c) One weekly social activity - choose one involving lots of
friends/neighbours.. Get yourself accepted as a member to at least 3
interests groups. Unless you prefer to be alone, you do need friends
more than ever as you get older and less fit to pursue your sport.

d) One weekly community service activity - you need to give to
appreciate what you have taken in this life. It's good to leave some
kind of legacy.

With 4 weekly activities, you got 4 days out of 7 covered. The
remaining 3 days should be devoted to family related activities. In
this way, you maintain a balance between amusing yourself and your
family members. Any spare time should remain "spare" so that you
can capitalise on opportunities that come your way like responding to
an unexpected request to do a job or to take advantage of cheap fares
to see places or to visit an exhibition.

Mind Stimulating Activities

Most judges live to a ripe old age. They use their brains a lot to
decide on cases. I am sure MM Lee's brain works overtime. He's 80+
and still going strong. In "Today" you would have read of 2
inspiring oldies. One is a granny who learned to play the guitar at
age 60 to entertain his grandchildren. She's 70+ today and those
grandchildren have grown to play with her. Another is an Indian
radiologist who on retirement, qualified as an acupuncturist. He's
age 77 and still offers his services (by appointment only) including
free ones to those who have no income. I guarantee you that they are
happy people who discovered a "2nd wind" to take them to the
sunset with a smile on their faces.

Mind stimulating activities are hard to identify. They require your
will to do something useful with the rest of your life, a mindset
change and the discipline to carry it through.

Your Bucket List

Despite your busy routine, you will at times be bored. Then it's time to turn to your Bucket List.

Your bucket list contains a list of things to do before you kick the
bucket. They are not routine and are usually one off activities. You
need them to have something to look forward to. These include
anniversaries, trips (and pilgrimages), visits to friends and
relations abroad, re-doing your home, attending conferences (related
to your hobbies), acquiring a new set of expertise. 4 such activities
that are spaced our quarterly would be ideal.

Retirement Is A Serious Business

If you can afford to retire and want to, do prepare to live to your
fullest. You need to be fit to enjoy it - therefore get into shape now.

You do not want to get up on a Monday and wonder what to do each
week, therefore identify your set of weekly routine activities now and
try them out to confirm that they are the activities that you will be
looking forward to doing each week, week after week.

You bucket list of "rewards" or "projects" or "challenges" is needed to
help you break away from the routine thereby make live worth living.

Start listing what you fancy and refine it as you chug along in your retirement. You will have so much fun, you would wish you were retired since you turned 21!!

Saturday, April 17, 2010

Asparagus - Known to Cure Cancer



Three types of asparagus on a shop display, with white asparagus at the back and green asparagus in the middle.

The plant at the front is Ornithogalum pyrenaicum, is commonly called wild asparagus,

Several years ago, I had a man seeking asparagus for a friend who had cancer. He gave me a photocopied copy of an article entitled, `Asparagus for cancer ' printed in Cancer News Journal, December 1979.

I will share it here, just as it was shared with me: 'I am a biochemist and have specialized in the relation of diet to health for over 5 years.

Several years ago, I learned of the discovery of Richard R.Vensal, D.D.S. that asparagus might cure cancer. Since then, I have worked with him on his project. We have accumulated a number of favourable case histories.

Here are a few examples:

Case No. 1,
A man with an almost hopeless case of Hodgkin's disease (cancer of the lymph glands) who was completely incapacitated. Within 1 year of starting the asparagus therapy, his doctors were unable to detect any signs of cancer, and he was back on a schedule of strenuous exercise.

Case No. 2,
A successful businessman 68 years old who suffered from cancer of the bladder for 16 years. After years of medical treatments, including radiation without improvement, he went on asparagus. Within 3 months, examinations revealed that his bladder tumor had disappeared and that his kidneys were normal.

Case No. 3,
A man who had lung cancer. On March 5th 1971, he was put on the operating table where they found lung cancer so widely spread that it was inoperable. The surgeon sewed him up and declared his case hopeless. On April 5th he heard about the asparagus therapy and immediately started taking it. By August, x - ray pictures revealed that all signs of the cancer had disappeared. He is back at his regular business routine. *

*Case No. 4,
A woman who was troubled for a number of years with skin cancer. She finally developed different skin cancers which were diagnosed by asking specialist as advanced. Within 3 months after starting on asparagus, her skin specialist said that her skin looked fine and no more skin lesions. This woman reported that the asparagus therapy also cured her kidney disease, which started in 1949. She had over 10 operations for kidney stones, and was receiving government disability payments for an inoperable, terminal, kidney condition. She attributes the cure of this kidney trouble entirely to the asparagus.

I was not surprised at this result, as `The elements of Material Medica', edited in 1854 by a Professor at the University of Pennsylvania , stated that asparagus was used as a popular remedy for kidney stones. He even referred to experiments, in 1739, on the power of asparagus in dissolving stones.

We would have other case histories but the medical establishment has interfered with our obtaining some of the records. I am therefore appealing to readers to spread this good 20news and help us to gather a large number of case histories that will overwhelm the medical skeptics about this unbelievably simple and natural remedy. For the treatment, asparagus should be cooked before using, and therefore canned asparagus is just as good as fresh.

I have corresponded with the two leading canners of asparagus, Giant Giant and Stokely, and I am satisfied that these brands contain no pesticides or preservatives.

* * PROCEDURE:
1) Place the cooked asparagus in a blender and liquefy to make a puree, and store in the refrigerator.

2) Give the patient 4 full tablespoons twice daily, morning and evening.

Patients usually show some improvement in from 2 - 4 weeks. It can be diluted with water and used as a cold or hot drink. This suggested dosage is based on present experience, but certainly larger amounts can do no harm and may be needed in some cases.

As a biochemist I am convinced of the old saying that `what cures can prevent'. Based on this theory, my wife and I have been using asparagus puree as a beverage with our meals. We take 2 tablespoons diluted in water to suit our taste wit breakfast and with dinner. I take mine hot and my wife prefers hers cold.

For years we have made it a practice to have blood surveys taken as part of our regular checkups.

The last blood survey, taken=2 0by a medical doctor who specializes in the nutritional approach to health, showed substantial improvements in all categories over the last one, and we can attribute these improvements to nothing but the asparagus drink...

As a biochemist, I have made an extensive study of all aspects of cancer, and all of the proposed cures. As a result, I am convinced that asparagus fits in better with the latest theorie about cancer. Asparagus contains a good supply of protein called histones, which are believed to be active in controlling cell growth. For that reason, I believe asparagus can be said to contain a substance that I call cell growth normalizer. That accounts for its action on cancer and inacting as a general body tonic. In any event, regardless of theory, asparagus used as we suggest, is a harmless substance.

The FDA cannot prevent you from using it and it may do you much good.. It has been reported by the US National Cancer Institute, that asparagus is the highest tested food containing glutathione, which is considered one of the body's most potent anticarcinogens and antioxidants.

Sunday, March 28, 2010

KOH LANTA, KRABI












IT'S CALLED MINDSET

Automobile Air Conditioner

Do not turn on A/C immediately as soon as you enter the car!



Please open the windows after you enter your car and do not turn ON the air-conditioning immediately. According to a research done, the car dashboard, sofa, air freshener emits Benzene, a Cancer causing toxin (carcinogen- take note of the heated plastic smell in your car). In addition to causing cancer, it poisons your bones, causes anemia, and reduces white blood cells. Prolonged exposure will cause Leukemia, increasing the risk of cancer may also cause miscarriage.



Acceptable Benzene level indoors is 50 mg per sq. ft. A car parked indoors with the windows closed will contain 400-800 mg of Benzene. If parked outdoors under the sun at a temperature above 60 degrees F, the Benzene level goes up to 2000-4000 mg, 40 times the acceptable level ... & the people inside the car will inevitably inhale an excess amount of the toxins.



It is recommended that you open the windows and door to give time for the interior to air out before you enter. Benzene is a toxin that affects your kidney and liver, and is very difficult for your body to expel this toxic stuff.

SOMETHING TO THINK ABOUT

BREATHING THERAPY

Practice this way and it will help you...



Our noses have left and right nostrils. Are these nostrils having the same function for inhaling (breathe in) and exhaling (breathe out)?
我們有左邊、右邊鼻孔,吸氣、吐氣時有沒有一樣?


Actually it's not the same and we can feel the difference. Accordingly, the right side represents the sun and the left side represents the moon.
其實不一樣,可以感覺不一樣;右邊等於是太陽的意思,左邊等於是月亮 .

When having headache, try to close your right nostril and use your left nostril to do breathing for about 5 min. The headache will be gone.
平常頭痛時可以用手把右邊鼻孔關起來,只用左邊鼻孔吸氣、吐氣,約五分鐘,頭痛就好了。

If you feel too tired, do it the opposite way. Close your left nostril and breathe through your right nostril. After a while, you will feel refresh again.
如果疲倦、累了,相反的關起左邊的鼻孔,只用右邊吸氣、吐氣,不用多久,馬上精神好起了。

Because the right side belongs to heat, so it gets hot easily. The left side gets cold easily..
因為右邊屬於火氣,比較會熱,左邊比較會涼。

Women breathe mainly with their left nostril, so they get calm down easily.
女生大部分吸氣、吐氣在左邊,所以心比較會涼快。

Men breathe mostly with their right nostril, so they get angry easily.
男生大部分吸氣、吐氣在右邊,所以他們比較會生氣。

When we wake up, do we notice which nostril breathes faster? Is it the left side or the right side?
我們起床時,可以注意哪邊吸氣、吐氣比較快?左邊或右邊?

If the left nostril breathes faster, you will feel very tired. Close your left nostril and use your right nostril for breathing and you will get refresh quickly.
如果左邊比較快,覺得提不起精神,可以關起左邊鼻孔,用右邊呼吸,很快的精神會好起來。

You can teach your kids about it. The effect of breathing therapy is much better for adults.
這也可以教給小孩,大人用更好。如果你有警覺心的話,速度更快。

I used to have painful headache. When consulted a doctor, he told me jokingly," You will be all right if you get married!" The doctor did not bullshit me as he had his theory and supported with testimony.
以前我曾經頭痛,痛得非常厲害,去看醫生,醫生說 " 你去結婚就好了 !" 醫生說得沒錯,他有理論根據。

During that time, I used to have headache every night and I was not able to study. I took medicine but I was not cured.
當時每天晚上都頭痛,沒有辦法看書,有吃藥,也不是辦法。

One night as I sat down to medidate, I closed my right nostril and breathed with my left nostril. In less than a week, it seemed that my headache problem had left me! I continued doing it for about a month and since then there was no recurrence of headache in me.
有一天晚上靜坐,關起右鼻孔呼吸,這樣子做,不到一個禮拜,頭痛好了!持續做了一個月,從那天晚上到現在,一次也沒有頭痛過。

This is my own experience. I used to tell others who also suffer headache to try this method as it was effective for me. It also works for those who have tried as well. This is a natural therapy, unlike taking medicines for a long time may have side effect. So, why don't you try it out?
這是我自己親身經驗過,每一次我告訴別人,你們頭痛的話,試試看,因為我的身體有效果,很多人試過也有效果。這是一種自然的處理,不像吃藥會有副作用,為什麼不用呢?

Practice the correct ways of breathing (breathe in and breathe out) and your body will be in a very relaxing condition.
經常清楚的吸氣、吐氣,身體會覺非常輕鬆。

KEEP SMILING ALWAYS



Life doesn't need to be perfect & rich..just enjoy what we have..

In the picture, just look at their condition.. no place to sleep, still they have
made some space for cat and dog... water pouring from the roof but still
each 1 of them have a peaceful smile on their face.. Simply amazing!!!!!

The happiest people in the world are not those who have no problems,
but those who learn to live with things that are less than perfect.

NORTHERN LIGHTS OVER YELLOW KNIFE CANADA

THIS IS A FIRE RAINBOW - THE RAREST OF ALL NATURALLY OCCURRING ATMOSPHERIC
PHENOMENA.

THE PICTURE WAS CAPTURED THIS WEEK ON THE IDAHO / WASHINGTON BORDER
THE EVENT LASTED ABOUT 1 HOUR.

CLOUDS HAVE TO BE CIRRUS, AT LEAST 20K FEET IN THE AIR, WITH JUST THE RIGHT AMOUNT
OF ICE CRYSTALS AND THE SUN HAS TO HIT THE CLOUDS AT PRECISELY 58 DEGREES









10 MOST WONDERFUL TEMPLES OF THE WORLD

1 - Tiger's Nest Monastery, perched precariously on the edge of a 3,000-feet-high cliff in Paro Valley , is one of the holiest places in Bhutan


2 - Wat Rong Khun in Chiang Mai, Thailand is unlike any Buddhist temples in the world.


3 - Prambanan is a Hindu temple in Central Java , Indonesia . The temple was built in 850 CE, and is composed of 8 main shrines and 250 surrounding smaller ones


4 - No one knows exactly when the Shwedagon Paya (wiki or Pagoda) in Myanmar was built - legend has it that it is 2,500 years old though archaelogists estimate that it was built between the 6th and 10th century.


5 - Temple of Heaven is a Taoist temple in Beijing. The temple was constructed in the 14th century by Emperor Yongle of the Ming Dynasty.


6 - Chion-in Temple was built in 1234 CE to honor the founder of Jodo ( Pure Land ) Buddhism, a priest named Honen, who fasted to death in the very spot.


7 - In the 19th century, Dutch occupiers of Indonesia found a massive ancient ruin deep in the jungles of Java. What they discovered was the complex of Borobudur , a gigantic structure built with nearly 2 million cubic feet (55,000 m³) of stones. The temple has nearly 2,700 relief panels and 504 Buddha statues.


8 - The Harmandir Sahib (meaning The Abode of God) or simply the Golden Temple (wiki) in Punjab, India is the most sacred shrine of Sikhism.


9 - The Temple of Srirangam Sri Ranganathaswamy Temple (wiki), in the Indian city of Tiruchirapalli, is the largest functioning Hindu temple in the world (Angkor Wat is the largest temple of all but it is not functioning as a temple - see below).


10 - Last but definitely not least is the largest temple in history and the inspiration to countless novels and action movies of Hollywood : Ankor Wat.

STRESS TEST LEVEL

The Banana Test

There is a very, very tall coconut tree and there are 4 animals.
King Kong, an Ape, an Orangutan and a Monkey pass by.
They decide to compete to see who is the fastest to get a banana off the tree.

Who do you guess will win?

Your answer will reflect your personality.

Think carefully . . . Try and answer within 30 seconds

Got your answer?

If your answer is:

Orangutan = you're sick
Ape = you need a break
Monkey = worse, you suppose to be in the hospital right now..
King Kong = I think you better take 1 year leave..

Why?

A Coconut tree doesn't have bananas!

Obviously you're stressed and overworked.
Take some time off and relax!

DIFFERENCE BETWEEN WESTERNERS AND ASIANS

To group all races of Asians as one is to overgeneralize. Asian races are more diverse than the Caucasians, i.e. Indians differ from the Chinese in most respects.

Key: Blue --> Westerners Red --> Asians

(1) Opinion

Westerners: Talk to the point
Asians: Talk around the circle, especially if opinions are different

(2) Way of Life

Westerners: individualism, think of himself or herself.
Asians: enjoy gathering with family and friends, solving their problems, and know each other's business.

(3) Punctuality

Westerners: on time.
Asians: in time.

(4) Contacts

Westerners: Contact to related person only.
Asians: Contact everyone everywhere, business very successful.

(5) Anger

Westerners: Show that I am angry.
Asians: I am angry, but still smiling... (Beware!)

(6) Queue when Waiting

Westerners: Queuing in an orderly manner.
Asians: Queuing?! What's that?

(7) Sundays on the Road

Westerners: Enjoy weekend relaxing peacefully.
Asians: Enjoy weekend in crowded places, like going to the mall.

(8) Party

Westerners: Only gather with their own group.
Asians: All focus on the one activity that is hosted by the CEO.

(9) In the restaurant

Westerners: Talk softly and gently in the restaurant.
Asians: Talk and laugh loudly like they own the restaurant.

(10) Travelling

Westerners: Love sightseeing and enjoy the scenery.
Asians: Taking picture is the most important; scenery is just for the background.

(11) Handling of Problems

Westerners: Take any steps to solve the problems.
Asians: Try to avoid conflicts, and if can, don't leave any trail.

(12) Three meals a day

Westerners: Good meal for once a day is sufficed.
Asians: At least 3 good meals a day.

(13) Transportation

Westerners: Before drove cars, now cycling for environmental protection.
Asians: Before no money and rode a bike, now got money and drive a car

(14) Elderly in day-to-day life

Westerners: When old, there is snoopy for companionship.
Asians: When old, guarantee will not be lonely, as long as willing to babysit grandkids.

(15) Moods and Weather

Westerners: The logic is: rain is pain.
Asians: More rain, more prosperity

(16) The Boss

Westerners: The boss is part of the team.
Asians: The boss is a fierce god.

(17) What's Trendy

Westerners: Eat healthy Asian cuisine.
Asians: Eat expensive Western cuisine.

(18) The Child

Westerners: The kid is going to be independent and make his/her own living.
Asians: Slog whole life for the kids, the centre of your life.